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  • Home Individuals & Families Shop for Plans Plans Offered Through Your Employer Supplemental Health Plans

    Supplemental Health Plans

    Financial protection you may need for expenses not covered by your primary health insurance.

    What are Supplemental Health Plans?

    A serious illness or injury may not be just a physical setback. It can also disrupt your mental, social, and financial well-being. Our Supplemental Health Plans provide personalized support to help you during your recovery.

    Accidental Injury Insurance

    Our Accidental Injury insurance pays you (or whoever you designate) for treatments or injuries resulting from a covered accident. It can help you pay for expenses while you're recovering from an accident such as rehabilitation, transportation, child care, travel or other out-of-pocket expenses that are not covered by your primary health insurance.

    VIDEO

    Accidental Injury Insurance

    Watch this short video to learn more about Accidental Injury Insurance. (Length: 01:34)
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    Critical Illness Insurance

    Our Critical Illness insurance can help provide you and your family with the additional financial protection you may need for expenses associated with an unexpected covered critical illness. Cigna HealthcareSM Critical Illness insurance pays you, or whoever you designate, a lump-sum benefit for diagnosis of a covered critical illness or specified event such as a heart attack or stroke. It can help you pay for expenses such as travel, room and board, transportation, child care or treatment options not covered by primary insurance.

    VIDEO

    Critical Illness Insurance

    Watch this short video to learn more about Critical Illness Insurance. (Length: 01:32)
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    Hospital Care Insurance

    With our Hospital Care Insurance, benefits are paid after a qualified hospitalization1 resulting from a covered injury or illness. You can use the money however you'd like.2 It can help you pay for expenses such as child care, travel, or other out-of-pocket expenses.

    VIDEO

    Hospital Care Insurance

    Watch this short video to learn more about Hospital Care Insurance. (Length: 01:53)
    Watch Video

    Additional no-cost services

    When you enroll in a Cigna Healthcare Supplemental Health plan, these services are included at no additional cost to you. Programs may vary based on plan.*

    Healthy Rewards®

    Discounts on health and wellness services including nutrition, weight management, vision, hearing, chiropractic care, acupuncture, and more.

    My Secure Advantage3

    Access to expert money coaching and help with identity theft, fraud resolution, state-specific wills, and other legal documents.

    Mental Health Resources

    Find expert advice and information about mental health issues with phone seminars conducted by guest experts in their field. Seminars are free and open to anyone. View the seminar schedule at Cigna.com/MentalHealth.

    Online submission for Supplemental Health Claim form

    We offer the convenience of submitting claim forms online for Supplemental Health claims, including Accidental Injury, Critical Illness, Hospital Care, or Wellness claims.
    Submit Claim
    View Cigna Healthcare Company Names

    Distributed by: Operating subsidiaries of The Cigna Group Corporation. Insurance benefits are underwritten by Cigna Health and Life Insurance Company, Life Insurance Company of North America or New York Life Group Insurance Company of NY formerly known as Cigna Life Insurance Company of New York.

    *These programs are NOT insurance and do not provide reimbursement for financial losses. Some restrictions may apply. Programs and services may be added or discontinued at any time. Customers are required to pay the entire discounted charge for any discounted products or services available through these programs. Programs are provided through third party vendors who are solely responsible for their products and services. View your enrollment materials for details, including a description of the programs or services that are included with the specific plan(s) offered through your employer. Program availability may vary by location, and are not available where prohibited by law. My Secure Advantage is a trademark of CLC Incorporated.

    1 The term "Hospital" does NOT include a clinic, facility, or unit of a Hospital for: (1) rehabilitation, convalescent, custodial, educational, hospice, or skilled nursing care; (2) the aged, drug addicts or alcoholics; or (3) a facility primarily or solely providing psychiatric services to mentally ill patients.

    2 Benefits may be paid directly to the hospital upon assignment.

    3 Legal consultations about employment matters are not available under this program.

    CRITICAL ILLNESS, ACCIDENTAL INJURY AND HOSPITAL CARE (INDEMNITY) INSURANCE POLICIES PAY LIMITED BENEFITS ONLY. THEY DO NOT CONSTITUTE COMPREHENSIVE HEALTH INSURANCE COVERAGE AND ARE NOT INTENDED TO COVER ALL MEDICAL EXPENSES. THIS COVERAGE DOES NOT SATISFY THE "MINIMIUM ESSENTIAL COVERAGE" OR INDIVIDUAL MANDATE REQUIREMENTS OF THE AFFORDABLE CARE ACT (ACA). THIS COVERAGE IS NOT MEDICAID OR MEDICARE SUPPLEMENT INSURANCE.

    Product availability may vary by location and plan type and is subject to change. All group insurance policies may contain exclusions, limitations, reduction in benefits, and terms under which the policy may be continued in force or discontinued. For costs and details of coverage, contact your Cigna Healthcare representative.

    Accidental Injury, Critical Illness, and Hospital Care plans or insurance policies are distributed exclusively by or through operating subsidiaries of Cigna Corporation, are administered by Cigna Health and Life Insurance Company, and are insured by either (i) Cigna Health and Life Insurance Company (Bloomfield, CT); (ii) Life Insurance Company of North America (“LINA”) (Philadelphia, PA); or (iii) New York Life Group Insurance Company of NY (“NYLGICNY”) (New York, NY), formerly known as Cigna Life Insurance Company of New York. The Cigna Healthcare name, logo, and other Cigna Healthcare marks are owned by The Cigna Group Intellectual Property, Inc. LINA and NYLGICNY are not affiliates of Cigna Healthcare.

    Accidental Injury Insurance

    Critical Illness Insurance

    Hospital Care Insurance

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    Product availability may vary by location and plan type and is subject to change. All health insurance policies and health benefit plans contain exclusions and limitations. For costs and details of coverage, review your plan documents or contact a Cigna Healthcare representative.

    All Cigna Healthcare products and services are provided exclusively by or through operating subsidiaries of The Cigna Group Corporation, including Cigna Health and Life Insurance Company, Cigna HealthCare of Arizona, Inc., Cigna HealthCare of Georgia, Inc., Cigna HealthCare of Illinois, Inc., Cigna HealthCare of North Carolina, Inc. and Cigna HealthCare of Texas, Inc. Group health insurance and health benefit plans are insured or administered by CHLIC, Connecticut General Life Insurance Company (CGLIC), or their affiliates (see a listing of the legal entities that insure or administer group HMO, dental HMO, and other products or services in your state). Accidental Injury, Critical Illness, and Hospital Care plans or insurance policies are distributed exclusively by or through operating subsidiaries of The Cigna Group Corporation, are administered by Cigna Health and Life Insurance Company, and are insured by either (i) Cigna Health and Life Insurance Company (Bloomfield, CT); (ii) Life Insurance Company of North America (“LINA”) (Philadelphia, PA); or (iii) New York Life Group Insurance Company of NY (“NYLGICNY”) (New York, NY), formerly known as Cigna Life Insurance Company of New York. The Cigna Healthcare name, logo, and other Cigna Healthcare marks are owned by Cigna Intellectual Property, Inc. LINA and NYLGICNY are not affiliates of The Cigna Group.

    Selecting these links will take you away from Cigna.com to another website, which may be a non-Cigna Healthcare website. Cigna Healthcare may not control the content or links of non-Cigna Healthcare websites. Details