Open Enrollment for Individual and Family plans ends inShop now
Now Open! Many Eligibility Requirements Waived Through May 15
During the 2021 Special Enrollment Period, you can enroll in an individual and family health insurance plan without a qualifying event, such as job loss or birth of a child. The 2021 Special Enrollment Period is in response to the ongoing Public Health Emergency due to COVID-19.
You may also qualify for a premium tax credit and a cost-sharing reduction to help lower your health insurance premium and total out-of-pocket costs. Review our plans and apply, today.
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Plus, Cigna makes it simple to get the care you need.
Proactive, Personalized Support
Cigna One Guide® delivers personalized recommendations through one-on-one support and digital technology. Connect by phone, online, or via the app for guidance about your plan.
Save on Diabetes-related costs
Pay no more than $25 out-of-pocket for a 30-day supply of covered, eligible insulin. Plus, our new Diabetes Care plans offer many additional benefits with $0 out-of-pocket cost.5
Estimate Your Costs
Find out your estimated out-of-pocket costs for doctor visits, lab tests, medical treatment, and more using our online directory.
Health Plans by State
Cigna offers Individual and Family Health Insurance Plans in AZ, CO, FL, IL, KS, MO, NC, TN, UT, and VA.
Select your state to see the plans we offer.
Cigna Individual and Family Health Insurance Plan Information
Summary of Benefits and Coverage and important state policy disclosures.
Notice for North Carolina residents: Your actual expenses for covered services may exceed the stated coinsurance percentage or copayment amount because the actual provider charges may not be used to determine plan and member payment obligations.
The Colorado Access Plan is designed to disclose all the policy information required under Colorado law, and is available for review.
Other types of insurance we offer
Learn about health insurance costs
There’s a lot to keep in mind when you’re shopping for health insurance. These videos and articles can help you make sense of it all.
Plans through your employer
This page features plans you can buy for yourself and your family. If you are looking for plans you might get through your employer, we can help get you there.
1 Cigna provides access to virtual care through a national telehealth provider, MDLive located on myCigna, as part of your health plan. Providers are solely responsible for any treatment provided to their patients. Video chat may not be available in all areas or with all providers. This service is separate from your health plan’s network and may not be available in all areas or under all plan types. $0 virtual care benefit not available for all plans in AZ and CO. Some plans may apply a copay, coinsurance or deductible. Virtual care does not guarantee that a prescription will be written. Refer to plan documents for complete description of virtual care services and costs, including other telehealth/telemedicine benefits. A primary care provider referral is not required for this service.
2 Plans may vary. Includes eligible in-network preventive care services. Some preventive care services may not be covered, including most immunizations for travel. Reference plan documents for a list of covered and non-covered preventive care service.
3 Referrals are required for residents of Illinois.
4 The downloading and use of the myCigna Mobile App is subject to the terms and conditions of the App and the online store from which it is downloaded. Standard mobile phone carrier and data usage charges apply.
5 Discounts available with the Cigna Patient Assurance Program. $25 is the maximum out-of-pocket cost for a 30-day supply of covered, eligible insulin.
+Health plan rates and rankings are based on state Department of Insurance figures, as of 10/1/2020. Subject to change. Exact 2021 plan rates will be published prior to Open Enrollment. Visit Healthcare.gov to view health plan rates.
*Based on internal data for 2020. Final premium amount is after any applicable subsidy, based on household size and income, from the Federal government is applied.